Agriculture and agribusinesses have continued to attract attention given the sector’s developmental potentials particularly for African economies. With the growing potential of the sector, attention is being placed in addressing financing challenges of the sector with emphasis on value chain financing. According to a publication of the FAO, “Agri-food production, processing and distribution worldwide are increasingly being organized into tightly aligned value chains, where the flows of inputs, products, information and financial resources are closely coordinated among farmers, processors, retailers and other economic actors”.
Interestingly, lending to agriculture businesses is profitable but unlike other businesses, agriculture is unique in its characteristics, practice and financing. As such, lack of full understanding of these peculiarities informed the extreme caution exercised by most financial institutions leading to apathy against lending to the sector. Therefore, to be successful in agriculture financing, requires that those involved in agriculture lending must go beyond basic credit appraisal knowledge to understanding the value chain and acquiring other critical competence for understanding of the sector and clientele they are dealing with.
WHO SHOULD ATTEND
The objective of the course is to train officials from Banks and other financial institutions on appraisal and financing of agricultural businesses along the agriculture value chain. Sharpen their skills on agriculture risk appraisal and how to structure financing on a case by case basis, and along the value chain. The course is also aimed at scaling up lending by financial institutions to the sector.
By the end of the training, the participants will understand agriculture value chain, how to appraisal business along the chain, and structure appropriate credit for clients on case basis. Participants will also be able to develop framework to enhance agriculture financing in their institutions.
|2.||5 - 10||1000.00||2000.00|
|3.||11 - 20||800.00||1,600.00|
|4.||21 - 30||700.00||1,400.00|
|5.||32 - 40||650.00||1,300.00|
|6.||41 - 50||600.00||1,200.00|
|7.||51 > Above||500.00||1000.00|